Community Currency

What is Community Currency?

Every person has time and a talent to share! This is the basis of our new program, Community Currency. Residents can sign up to be a part of hOurworld exchange software where they can begin trading services for bankable “hours.”

Niagara Falls Community Currency is an organized exchange system through which members earn time for time spent helping other members. Typically, one hour of service earns one hour. Member can exchange hours of service they want or need with the time the hour(s) they have earned. Everyone’s time and services are valued equally. Niagara Falls Community Currency keeps track of service offers, requests, exchanges and earnings through an online database called hOurworld.org (an international network of neighbors helping neighbors).

Our Vision

We envision a community in which neighbors invest in each other’s well-being through exchanging time and services.

Our Mission


The Niagara Falls Community Currency Initiative is a vehicle designed to nurture, inspire and motivate a network of neighbors to come together to create a caring and sharing community.

 Core Values


Assets: The real wealth of a society is its people. Every human being can be a builder and a contributor, and everyone has something to contribute.
Redefining Work: Work must be redefined to include whatever it takes to raise healthy children, preserve families, make neighborhoods safe and vibrant, care for the frail and vulnerable, attack in justice, and make democracy work.
Reciprocity: The impulse to give back is universal. Wherever possible, we must replace all forms of one-way helping with two-way transactions, so that “you need me” becomes “we need each other.”
Social Capital: Human beings require a social infrastructure as strong as our roads, bridges, and utility lines. Social networks require ongoing investments of social capital generated by trust, reciprocity, and civic engagement.
Respect: Every human being matters. Respect underlies freedom of speech, freedom of religion, and everything we value. Respect supplies the heart and soul of democracy. When respect is denied to anyone, we all are injured. We must respect where people are in the moment, not where we hope they will be at some future point.

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